Flexible financing for your equipment needs
At Empire Equipment & Repair, we understand that investing in quality equipment is a big step. That's why we offer a variety of financing options designed to make it easier for you to get the tools your business needs to succeed, without breaking the bank.
Our financing options
Customers can pay for equipment over time in several simple ways:
Equipment Leasing – The customer makes monthly payments to use the equipment instead of paying the full price upfront. This usually keeps monthly payments lower and helps businesses get the equipment they need faster.
Lease-to-Own – Similar to leasing, but with the option to own the equipment at the end of the term. This is a good fit for customers who want smaller payments now but still want ownership later.
Equipment Loans – The customer borrows money to buy the equipment and pays it back in monthly installments over time. With this option, they usually own the equipment once the loan is finalized or after it is fully paid off, depending on the lender.
Payment Plans – The total cost is split into smaller monthly payments over a set period. This gives customers a more manageable way to buy equipment without paying everything at once.
Financing for Different Credit Situations – Some
Who are these options for?
These financing options are designed to work for a wide range of customers, no matter where they are in their business journey:
New & Startup Businesses – Perfect for those just getting started who may not have large amounts of cash upfront. Financing allows them to get essential equipment right away and start generating income immediately.
Businesses on a Budget – Ideal for shop owners who want to keep cash in their business instead of spending it all at once. Monthly payments make it easier to manage expenses and maintain cash flow.
Customers with Challenged or Limited Credit – Many of our financing partners offer flexible approval options, making it possible for customers with less-than-perfect credit to still get approved.
Growing Shops & Expanding Businesses – Great for businesses looking to add more equipment, increase capacity, or take on more jobs without slowing down operations.
Shops That Upgrade Equipment Frequently – Leasing and lease-to-own options are especially help
Why finance with Empire Equipment & Repair?
Financing through Empire Equipment & Repair gives customers a major advantage compared to trying to find financing on their own:
One-Stop Shop (Equipment + Financing Together) – Customers don’t have to search multiple lenders or figure out what works. We connect them directly with financing options that are already matched to the equipment they’re buying.
Faster, Easier Approvals – Our process is built around quick approvals. Instead of dealing with banks or long applications, customers can get approved in minutes and move forward right away.
Options for All Credit Types – Unlike traditional lenders, we work with financing partners that offer solutions for a wide range of credit situations, including startups and challenged credit.
We Help Guide the Process – Customers aren’t left on their own. We help walk them through the financing process, explain their options, and make sure they choose the best solution for their needs.
Get Equipment Immediately